Annual Report 2025

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Lamine Yamal in a red Spain adidas jersey posing in a stadium. (Photo)

05 » Accounts Receivable

Accounts receivable consist mainly of the currencies euro, US dollar, and Chinese renminbi and are as follows:

Accounts receivable € in millions

 

 

Collective loss allowance

 

Individual loss allowance

 

Total

 

 

Not yet due

 

Past due 1 – 90 days

 

Past due > 90 days

 

 

 

 

 

 

Not credit-impaired

 

Not credit-impaired

 

Not credit-impaired

 

Credit-impaired

 

Credit-impaired

 

 

Dec. 31, 2025

 

 

 

 

 

 

 

 

 

 

 

 

Accounts receivable, gross

 

2,390

 

233

 

36

 

25

 

96

 

2,780

Weighted average loss rate

 

0.9%

 

4.6%

 

26.6%

 

32.3%

 

99.9%

 

5.2%

Loss allowance

 

(21)

 

(11)

 

(10)

 

(8)

 

(96)

 

(145)

Accounts receivable, net

 

2,369

 

222

 

27

 

17

 

0

 

2,634

Dec. 31, 2024

 

 

 

 

 

 

 

 

 

 

 

 

Accounts receivable, gross

 

2,139

 

235

 

50

 

44

 

125

 

2,593

Weighted average loss rate

 

1.2%

 

5.6%

 

21.9%

 

23.0%

 

95.6%

 

6.9%

Loss allowance

 

(26)

 

(13)

 

(11)

 

(10)

 

(120)

 

(180)

Accounts receivable, net

 

2,113

 

222

 

39

 

34

 

6

 

2,413

Movement in loss allowances for accounts receivable € in millions

 

 

2025

 

2024

Loss allowances at January 1

 

180

 

229

Net remeasurement of loss allowances

 

(1)

 

(30)

Write-offs charged against the loss allowance accounts

 

(30)

 

(22)

Currency translation differences

 

(8)

 

0

Other changes

 

3

 

2

Loss allowances at December 31

 

145

 

180

As at December 31, 2025, the loss allowance for not-credit-impaired accounts receivable in the amount of € 464 million and credit-impaired accounts receivable in the amount of € 5 million was not recognized, as adidas holds credit enhancement instruments, mainly in the form of credit insurance and bank guarantees, which mitigate the credit risk of those financial assets.

There are no material balances of accounts receivable written off but subject to enforcement activity.

Accounts receivable are derecognized when substantially all the risks and rewards incidental to the financial asset are transferred to a third party under factoring arrangements. As of December 31, 2025, there were no factoring agreements and therefore no receivables were derecognized in this context (2024: € 21 million).

Further information about credit risks is contained in these Notes. SEE NOTE 28